Windfall Elimination Provision (WEP) Online Calculator

If you are expecting to receive a pension based on work not covered by Social Security, (e.g. federal, state, or local government employmentĐổi thẻ trò chơi và phần thưởng) it may reduce the amount of Social Security benefits we can pay you. Our Windfall Elimination Provision (WEP) Online Calculator can tell you how your benefits may be affected.

You will need to enter all of your earnings taxed by Social Security, which are shown on your online Social Security Statement.

You also need to enter the monthly amount of your pension that was based on work not covered by Social Security. If all of your pension income is covered by Social Security, you do not need to use this calculator and you can use the more straightforward Online Calculator instead.

WEP does not affect benefits for your survivors.

You can learn more about non-covered pensions and WEP on our Information for Government Employees page.

If you will receive a pension based on work not covered by Social Security but you do not have enough earnings to be insured for Social Security benefits, our Government Pension Offset (GPO) Calculator can tell you how your benefits as a spouse, widow, or widower may be affected.

Please Note:

  • The Online Calculator is updated periodically* with new benefit increases and other benefit amounts. Therefore, it is likely that your benefit estimates in the future will differ from those calculated today.
  • The Online Calculator works on PCs and Macs with Javascript enabled.
  • Some browsers may not allow you to print the table below.

*The most recent calculator update was in February, 2020.

The Online Calculator temporarily stores information on your local computer while your browser is open. To protect your personal information, you should close your browser after you have finished your estimate.

(To protect your records from unauthorized users, the Online Calculator is not linked to your record of earnings in our database. Instead, we ask you to insert your earnings in the calculator. As we develop more secure authentication procedures in the future, we will insert your numbers directly from our earnings database.)

Note:Đổi thẻ trò chơi và phần thưởng If your birthday is on January 1st, we figure your benefit as if your birthday was in the previous year.

If you qualify for benefits as a Survivor, your full retirement age for survivors benefits may be different.

 Enter your date of birth as month, day, and year, separated by slashes. (Example: If you were born on May 7, 1950, enter 5/7/1950.)

Age at retirement

Note: This calculator will accept a stop-work age up to 85. If the age you enter is less than 62, we estimate your benefit at age 62. If the age you enter is at least 62, we use that age when we estimate your benefit.

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Your estimated benefit is shown in today's dollars, unless you choose to have it shown in future (inflated) dollars. If you choose future (inflated) dollars, the calculator bases the results on our estimates of how inflation could affect your benefit amount. (Use caution when using inflated dollar estimates to determine other retirement income sources you may need.)

Annual earnings

Notice that years in the chart are shown horizontally rather than vertically. You can tab from year to year and the zeros will be overlaid.

Enter your annual earnings from 1951 to 2019.
Note: If you were born after 1951, any earnings you enter before your year of birth will be ignored.

       

       

       

       

       

       

       

       

       

       

       

       

       

       

       

       

       

       

       

       

       

       

 

The calculator will use this same amount of earnings for each future year up to the year you expect to stop working.

Press this button when you have entered all your information. Your estimated monthly benefits will be presented below.

Benefit eligibility
You must have sufficient earnings over a number of years to be insured for benefits. The requirements vary for retirement, disability, and survivor benefits. With the information you provided, these are the benefits you are eligible for:

Benefit estimates
Here are your benefit estimates.

For the disability and survivors estimates that follow, we assumed you will become disabled or die in 2020. We did not use earnings after 2020 in calculating these estimates.

Your monthly survivor benefits:


Retirement Planning

If you have an estimate of your monthly Social Security retirement benefit (in future, inflated dollars), you can use the Employee Benefit Research Institute (EBRI), , to get a basic idea of how much you need to save before you retire.

Create a my Social Security Account

Choosing when to retire is an important and personal decision. The best way to start planning for your future is by creating a my Social Security account. With my Social Security, you can verify your earnings, get your Social Security Statement, and much more – all from the comfort of your home or office.

Note: If your Online Calculator retirement benefit estimate is in "today's dollars," you can still use the Online Calculator. Just go back to "Today's dollars or future dollars," select "future (inflated) dollars" and press the "Calculate Benefit" button to update your estimate.